Cancer Rate Starts Dropping - A Better Health Care Policy?

After many years of medical research on cancer, the new statistics are finally showing promising results. Is this the effect of a better health care policy or just technology? One answer we know for sure is obvious: a better treatment. Moreover, the rate of more precise cancer diagnoses is also climbing due to latest medical technology,so treatment becomes more effective.

But is health care insurance tax raising together with cancer treatment's efficiency? One fact we know for sure is that technology is costly, and research improvements cost money, so medical insurance companies and labs need to cover their investment so unfortunately they need to raise medical taxes.

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However, 2008 year's ARNC(Annual Report to the Nation of Cancer) reveals that for both men and women the incidence of cancer dropped for about 0.69% last 5-6 years, but in case of men the rate is dropping faster than women, which means they are more vulnerable .Of course, nowadays the problem with cancer's treatment is affordability. Barack Obama is now fighting for a new and better medical system, which will involve reasonable prices for everybody, as far as medical care expenses are concerned. Barack Obama's new plan for insurance companies seems like a cutting edge revolution in medical domain, which I am sure not only companies but medical labs as well will embrace.

If you happen to be in that moment when you have to shop for your own health insurance policy, it is kind of difficult especially nowadays when process are very high. Reading a lot of insurance publicity will not give you any clue about your choice. One possibility is, as you probably know on the medical coverage market, the choice between a PPO and HSA health plan.

A Preferred Provider Organization (PPO) health plan is actually a network of many medical providers.An insured has access to a hospital, doctor, any medical facility, which is provided my this network. The network respects a set of rules, regarding the medical service's quality, limit costs and the imposed conditions. Another advantage is that the insured benefit of the highest levels of coverage through this network. Moreover, in case of urgent or unexpected circumstances the network can cover you medical care expenses.

The second package would be Health Savings Account (HSA) , includes to plans. One , the main plan, or major, which covers most medical expenses including costs with a certain limit. It is very possible that a HSA may even have a PPO plan ass well. The second plan refers to savings account which gains reasonable interests and may cover in a certain limit medical care expenses if the first plan failed to succeed. This is the case when more costly medical services are required, for instance cancer treatment.

And finally ,of course which one of the plans is better? PPO or HSA? The decision belongs to each one's budget. HSA is more expensive but provides almost twice benefits than PPO.

Cancer Rate Starts Dropping - A Better Health Care Policy?

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